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parenting blog, memoir notes, family punchlines & more

© Penelope Lemov and Parenting Grown Children, 2025. Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given.

  • PARENTING GROWN CHILDREN: The children may be grown but we still have our issues.

    Talking berthe morisot
    Nine out of ten of our adult children think we the parents ought to discuss our finances with them. We the parents think so too–to a slightly lesser degree of 3 out of 4 of us.  And yet, the 40/70 talk doesn't happen–at 50/80 or 60/90 or any other age pairing.

    In part, it's because money is an emotionally charged topic. For those of us at the older end of the parenting cycle, we may see our portfolio as a measure of how we've done in life. If the nest egg is not as munificent as we hoped, we might not want our kids to see us as smaller than we've lived. Or we may see talking about how we'll finance retirement and long-term care as an uncomfortable reminder of our mortality and vulnerability. Or we may think we've got plenty of time to do it.

    As someone who's going down that road right now, I'm finding it's not as painful or difficult as I thought it might be. Just the opposite. Adult children may come to the conversation with new ideas, technological efficiencies, fresher ways to manage things. In our family, we aren't having the conversation with an eye toward their taking over our finances but rather to their being prepared should such a time come. We are, after all, no longer in the flush of our youth or even in the stability of middle age. My operating principle: if they know what there is and where it is, it will be easier for them to handle the material side of our legacy–or pay our bills if we're temporarily unable to do so ourselves.

    Here are some tips we've come up with on this first leg of our money-talk journey.

    Passwords: I'm still stuck in the dark ages. I have my passwords listed alphabetically in a little notebook. Nothing wrong with that. But a digital form might be a good backup. The bottom line is that my kids need to know how to access my phone, my computer and my savings/checking accounts. Access to the phone is key. It's where accounts of all kinds send verification codes. Our kids won't be able to take care of business unless they are able to verify via our phone.

    Estate Plan: They don't have to know the details of our will–who's getting what or whether it's all going to a favorite charity. They do need to know the processes we've put in place. Are investment accounts, checking accounts. saving accounts in joint names. Are there pension plans, powers of attorney, and health care directives that cede them decision-making powers–or name other parties to take over.

    Largesse: If we're helping our kids out financially–sending them, say, $500 a month to pay down their mortgage–they need to know how solid that financing will be if something happens to us that puts that payment in jeopardy. If we fall ill and, say, need extended care, they may need to have contingency plans, as do we.

    painting: Berthe Morisot

     

     

  • PARENTING GROWN CHILDREN: The children may be grown but we still have our issues.

    Fraulein Heck by Lovis Corinth

    The college dropoff (freshman year version in particular) is a rite of passage as tearful as sending our firstborn to kindergarten and laden with plenty of meaning. Our kids are transitioning from the cosseted safety of home to the independence of young adult life. We're transitioning from controlling parents to advisory ones. In the moment of that dropoff, it's all about luggage and towels and how to find the dorm.  Once we leave the campus it's all about their new life and ours.

    In 2013, Michael Gerson, a writer for the Washington Post who passed away a few years ago, penned the feelings that coursed through him as he anticipated dropping off his son at college. Here's an excerpt but you can tear up through the whole thing here.

    An education expert once told me that among the greatest fears of college students is they won’t have a room at home to return to. They want to keep a beachhead in their former life.

    But with due respect to my son’s feelings, I have the worse of it. I know something he doesn’t — not quite a secret, but incomprehensible to the young. He is experiencing the adjustments that come with beginnings. His life is starting for real. I have begun the long letting go. Put another way: He has a wonderful future in which my part naturally diminishes. I have no possible future that is better without him close.

    There is no use brooding about it. I’m sure my father realized it at a similar moment. And I certainly didn’t notice or empathize. At first, he was a giant who held my hand and filled my sky. Then a middle-aged man who paid my bills. Now, decades after his passing, a much-loved shadow. But I can remember the last time I hugged him in the front hallway of his home, where I always had a room. It is a memory of warmth. I can only hope to leave my son the same.

    painting: Lovis Corinth

  • PARENTING GROWN CHILDREN: The children may be grown but we still have our issues.

    Renoir  Luncheon of the Boating Party  The Phillips Collection_0

    Something there is about a son or daughter's wedding that can multiply problems rather than joys. A lot of the issues for us as parents–besides whether we're going to foot the bill–is what can be called, for lack of a better word, our "allotment." That is, the number of people we can invite. It's often smaller than we would like.

    That was the issue in a query to Carolyn Hax. The groom's mother was upset that her allotment would not allow her to invite the many cousins with whom she is close. Here's her lament:

    My son just got engaged, and we are all thrilled. He is giving me such a small list, though, that I can only include some first cousins and not others. I hate to hurt anyone’s feelings, but we are closer to some than others. I’d be happy to give my son and daughter-in-law more money, but my son says it’s about the space, and even more than that, he just wants to keep numbers down. He doesn’t want his wedding filled with people he doesn’t really know.

    Carolyn gets right down to a solution:

    How about no cousins at all? Just because you have these slots doesn’t mean you have to use them…..Choose the people you want most whom you can invite without directly hurting someone else. …. Assure any complainers (ugh) that your allotment was so small, you chose not to pick and choose.

    There are other ways of getting around allotments: When I was getting married and the numbers were limited by the venue, my parents had a party for the cousins and friends–theirs as well as my in-law's–who couldn't be invited to the wedding. They held it a few weeks after we returned from our honeymoon and everyone got to see us and feel part of the celebration. Years later, we did the same for our son and his bride. The event was joyous. (BTW: Gift-giving was discouraged!)

    credit: The Boating Party by Renoir

     

  • PARENTING GROWN CHILDREN: The children may be grown but we still have our issues.

    VGogh reading book

    Whether it's their weight (too heavy, too thin), a tat, the breakout color of their hair, their clothing choices–whatever–we are unwise to say anything about our adult child's appearance. The following observation from Philip Galanes, he of Social Qs, started life as advice to a reader who wanted to comment on a stranger's tattoos. The core of Galanes' advice is as germane to us vis a vis our adult children as it is to the querying reader.

    ….[C]omments about appearance are often unwelcome, end even compliments betray an unappealing entitlement to judge.

    painting: Van Gogh

     

  • PARENTING GROWN CHILDREN: The children may be grown but we still have our issues.

     

    Hilary pecis Piuecemeal rhythm

    This is a post I wrote several years ago. It's my simple guide to right-sizing or downsizing or just cleaning and clearing out closets that are jammed too full of stuff.  My motivation for clearing my closets (and attic storage) was a move from a house to an apartment. But another incentive was in play: I didn't want my kids to have to clear my boxes of no-longer-relevant papers and artifacts when I am no longer around.

    I learned recently that my approach is in keeping with a Swedish concept called döstädning (literally “death cleaning”) that's been in the news of late. Margareta Magnusson explained it all in her book, "The Gentle Art of Swedish Death Cleaning."

    For those of you who are moving to smaller quarters or just feeling the heaviness of storing too much stuff in the nooks and crannies of your home or want to "gift" your children clean closets, check out Death cleaning or read my post (reprinted below). If I may pat myself on the back, my old post still offers timeless advice without the downbeat name.

    Rightsizing: How I cleared my closets and dumped all the stuff my kids didn't want.

    “You are my inspiration,” my friend Eva tells me. She’s not referring to anything creative or ingenious I’ve done. The reference is to the method that helped me downsize/right-size from a sprawling 4-bedroom suburban home (where Paterfamilias and I brought up two children) to a tight, two bedroom urban apartment that’s short on storage space. It's a method that would work for anyone who wants to lighten the storage load in their house, whether or not they are moving out or just tackling the untackleable during the corona quarantine.

    My inspirational mantra–You won't need to know Sanskrit to follow it–is this: A bag a day.

    Prosaic, perhaps. It's not the full Marie Kondo, but it worked. Every day I would fill a bag (the gold standard: a large black garbage bag) with stuff to either give to our children, gift to charity or toss in the garbage. No matter how tired I was after work, I would head for a closet or a file cabinet or a dark recess of the basement and fill a bag—sometimes it was only the bronze standard of a brown paper lunch bag. Consistency was the point: a bag a day.

    Sometimes it was easy. I came across file drawers full of old photographs—from the days when camera shops processed your film and gave you doubles of all your photos.  All duplicates in my file drawer were dumped in a bag, along with both sets of photos of the backs of the heads of my children, or a fuzzy focus, or of people I no longer knew or cared about. Ditto for the negatives. Thumbing through envelope upon envelope of old photos was an emotional trip down memory lane but the save/no-save decisions were mindless.

    More mindful was the china, glassware, porcelain figurines, silver-plated candelabras  and other objects we inherited from both sets of parents. When our mothers were young women growing their families and enlarging their households, they both collected the same sorts of things. Though one set of parents was more affluent than the other, both mothers had accumulated sets of silverware—8 places setting for one, 18 for the other. The candelabra was smaller for one than the other, which was not only large but had many Rococo branches. (Whenever there was a storm and our house lost its electricity, the candelabaras and their three candles apiece lit our way through the dark evening.) Both mothers had collected sets of hand-painted tea cups that had been displayed on bookcases and side tables in their homes. Both had porcelain figurines—peasant figures playing the flute or herding one of Bo Peep's lost sheep—that graced their bookshelves or sat on coffee tables and end tables.

    I’d had these objects in storage in my basement since we inherited them. Would my children want them? I took out my iPhone, snapped a shot of my mother’s gold-rimmed dinnerware and texted it to my daughter-in-law. “Would you like this?” I asked this mother of three of my Grands. Within a minute her ping came back at me: “I haven’t used my wedding dishes yet.” 

    For sentimental reasons, my daughter took a few of the hand-painted tea cups but the porcelain figurines and candelabras met universal resistance. I closed my eyes, held my nose (figuratively speaking) and put it all in bags for charities that, presumably, will sell them to pay some of their bills. My one flirtation with "monetizing" these treasures came when I opened a box filled with fur jackets and stoles my mother had amassed. (My father was a furrier.) I went up on eBay to see what the market was for them. The answer: Not worth my time or effort to sell. They got packed up with the porcelains.

    It was guilt-inducing but easier to part with the inherited items. What of the things I had collected or amassed? I had written regularly for the Washingtonian Magazine for a dozen years back in the 70s and 80s. I had every issue of the magazine from that time in my basement. I asked myself, Would my grandchildren read these? Would they even look at them? We all know the answer. I tore out a few articles that represented the variety of stories I had written, promised myself I would digitize them for posterity and recycled the rest of it.  Ditto with other clips from my pre-Internet, freelance years: save a few; dump the rest.

    Paterfamilias's boxes of law briefs from big cases he had worked on met the same fate. He had to do a lot of shredding, but he made his way through it slowly and methodically.

    We started our purge a few months before we put our house on the market so there was no need to rush. Just a bag a day. That held for serving platters, pots, pans, small appliances. I had to harden my heart, but I was amazed at what I could part with once I set my mind to it. Add it felt good to know I was fulfilling part of my legacy to my grown children: clean closets. That is, when the time came and I was no longer around to do it, they wouldn't have a mess of stuff to clear out.

    We moved into our apartment nearly four years ago. I have yet to miss a pot or platter or candlestick holder.  Come Spring, what I miss is my garden. But I saved a few pots for that.

    Garden plantsphoto: P Lemov

    painting: Piecemeal Rhythm by Hilary Pecis

  • PARENTING GROWN CHILDREN: The children may be grown but we still have our issues.

    Maia corfu 1

    Our adorable children. Sometimes it's hard to realize they're adults now. They may not be quite as cuddly as they were when they were three years old but more to the point, they probably don't want us hovering over them or offering advice.

    Here are two tales that tell you what I'm talking about–plus bonus pointers for "what to do" if our adult children want to keep us at a distance.

    Case One: Writing to Carolyn Hax, a parent is concerned that her college-age daughter doesn't want to answer the parent's texts, emails and phone calls–the daughter wants to determine when and where to communicate. The mom writes:  I think we should talk to her and maintain contact even if it’s not the “right” kind; my spouse thinks we will make fewer errors of omission and none of commission if we stay silent and let our daughter take the lead.

    To this question of giving a young adult space, Carolyn Hax had this to say:

    Back off. A lot. For a bit. Treat this like it’s pre-telecom-revolution times and she’s studying abroad. Treat this like she needs it. Because she needs it — and has the spine to say so.

    You can apply the 1980s treatment to your side, too, and communicate with her via snail mail. Assuming she has a mailbox, much less checks it.

    Case Two: A mom, writing an essay in Better after 50 admitted to a deteriorating relationship with her grown daughter and then talked about how she righted the ship. Key excerpts:

    This complaining about my adult daughter diminished when I started to view her for what she is in that orderADULT then DAUGHTER. Once I changed my perspective to treat her as an adult first, my daughter second, our relationship became much less strained and tenuous. 

    Some lessons she learned along the way:

     Do not give unsolicited advice…. If she does ask for advice, give it. If she doesn’t heed it and fails, keep your mouth shut.

    Do not ask about partners: not new ones, old ones, potential ones. … Let her offer as much information as she wants when she wants. You do NOT need to know everything about her dating life. 

    Do not whine if she decides to miss a holiday/family gathering/birthday party… Okay, no lie. This is a difficult one for me but I’ve learned the hard way not to guilt her into doing something she doesn’t want.

    You do not need to hear from her every day. …We compromised that I would be her ‘in case of emergency’ contact. Guess what: most days I do hear from her as she walks to the subway or gym.    

    photo: Maia Lemov   

     

  • PARENTING GROWN CHILDREN: The children may be grown but we still have our issues.

    Matisse-Open-Window

    "If it isn't one thing–it's another! It's always something.” Thus spake Gilda Radnor (SNL circa 1970s) as Roseanna Roseanadana. I think of that line now as summer vacations loom.  Some of us may loll on beaches or travel the country without our children and grandchildren. Others of us, though, are planning intergenerational get-togethers. In today's new normal, we may find our vacations afflicted by canceled flights, positive Covid readings or last-minute schedules/obligations of our adult children, their spouses or their children.

    We can't control any of the above. But there is stuff we can. One of them is space. If we're picking up the tab for an oceanside beach house, a chalet in the mountains or a campsite in the woods, think big. Rent as spacious a place as you can afford. There's nothing like enough bedrooms to go around or an extra alcove where someone can chill out and take the edge off the inevitable stress of being together on a family vacation.

    I make this point in a previous post on family vacations  and in an article that ran in Next Avenue. More recently, I'm backed up on the space issue by Karl Pillemer, a sociologist and gerontologist at Cornell whose research focuses on intergenerational relations.  In a piece in the NYTimes, Pillemer suggests physical distance is important in reducing family tensions. While he is addressing the stresses of holiday visits, what he says about "taking some space" is relevant to vacations as well. "The goal is to focus on underreacting–and stepping away when you need a break."

    Matisse tout collioure

    paintings: Henri Matisse

     

  • PARENTING GROWN CHILDREN: The children may be grown but we still have our issues.

    Conversation Bonnard

    A few weeks ago I posted a blog about a relatively new trend: Our adult children–college graduates and/or employed adults in their 20s–have been moving back home and staying there for longer than, say, we would have at their age.  Since my children have long grown and flown, mine was an observational piece about economic pressures as a possible cause.

    More recently, Michelle Singletary, the Washington Post's "Color of Money" columnist, put a more personal face on the phenomenon. Her 20-something children, she writes,

    "all live at home, and, despite it being the smartest move in a high-cost area, they often feel the need to explain their living situation to avoid the twisted lips of condemnation that they should be more financially independent."

    As a parent, Singeltary wonders if those twisted lips are pushing young adults too hard to meet certain money milestones.  AS part of her argument, Singletary notes that in a previous column addressing financial tips for graduates, she had laid out the path as she saw it for reaching financial independence. Hers was an unhurried one. The more recent column carries readers reactions to her tips. Several wrote to disagree with her suggestions, which ranged from holding back on buying a house and tackling college debt before putting money into savings to realizing that debt can be destructive if overused.

    Singletary closes out the back-and-forth discussion with a quote from a 28-year-old reader:

    "From my perspective, it's helpful to hear the wide-ranging perspectives folks have about these hot-button topics. I have always thought of personal finance as very cut-and-dry as if there was only one right way to do things. But there is a laundry list of learnings of what's not the best idea. Finance isn't always so cut-and-dry."

    And neither is the decision for a young adult to move back home till they've got the wherewithal to move out and on.

    painting: Pierre Bonnard, "The Conversation."

     

  • PARENTING GROWN CHILDREN: The children may be grown but we still have our issues.

    Philpot ml

    In an essay for the Washington Post's Parenting column (The graduation speech we should be giving to parents), author puts into perspective what lies ahead for soon-to-be empty nesters. 

    The exact circumstances have been different for all of us, but among my friends, we’ve experienced countless surprises after our kids reached legal adulthood. We’ve navigated more changes of plans, academic hurdles, social issues, money troubles and midnight phone calls than all the pillowcases and shower caddies we bought back when we thought checking off shopping lists was the same as being ready. Back before we realized the stuff they packed was the least important part of being prepared. There’s so much joy and discovery ahead, but there are challenges coming too, and you can’t predict them. You owe it to yourself to shore up your strength, because being a parent never ends. It only changes.

  • PARENTING GROWN CHILDREN: The children may be grown but we still have our issues.

    Senior folks

    Our adult children are worried about us. Not necessarily about our health and well-being. It's more a generation vs generation thing and the fear that the aging population (that's us) might doom their economic future. That is, we'll drain the purses that support  Medicare and Social Security and leave them working without a future safety net and in a disrupted economy. Here's why: Those of us who are currently working pay into a fund that pays benefits to those who are retired. Since we're living longer than our parents and their parents did, we're using up those funds faster than they can be replaced. The math is not in Gen Z's favor.

    To sum it up with brief factoids:

    The share of Americans age 65 or older is expected to grow faster over the next 30 years than the share of Americans between the ages of 25 and 54, the so-called “prime working age.”

    The labor force participation rate is expected to dip over the coming decades.

    With more people in need of care and fewer people working, economists see a potentially crushing burden on the U.S. economy and welfare system.

    All is not doom and gloom. There are economists out there who see an alternative reality. A 538 story  reports on three scenarios that tackle the labor part of the problem and one that takes a less gloomy look at the financial side.

    Encore Careers: Jim Johnson, a professor at UNC's business school, sees us–America’s 70 million or so baby boomers –as an asset that could help build “the longevity economy,” which is what the economy will have to look like to accommodate an aging population. Here's how he puts it:

    “Everything has to change in both the built environment and the social environment to accommodate an aging population. … Given the labor market challenges that we're facing today, post-COVID, ‘encore careers’ [beginning a new vocation later in life] are something that we're going to have to pursue in a major way.”

    Immigration Boost. Higher rates of immigration help countries experiencing population aging because immigrants tend to be younger and therefore more able to work than the domestic population. Many economic forecasters assume that by 2030, population growth from immigration will supersede that from natural increases (births minus deaths).

    Recruiting Workers. Only two OECD countries spent less than the U.S. on programs to encourage labor market participation — like job training programs and employment subsidies — as a share of their GDP. Economists suggest that we (theU.S.) invest more in such programs to get more people working.

    We Have Assets: We may not be the drain on the social security purse that everyone fears. As retirees, many of us have saved for our so-called Golden Years. What sets us apart from our European counterparts is the share of income we older residents draw from assets, rather than government transfers, in our old age. That means we may not be the burden Gen Z fears we will be.

    painting: Heidi Malott