PenPenWrites
parenting blog, memoir notes, family punchlines & more
recent posts
- Sharing Family History: What one generation owes another.
- Gifting and Getting: A wish list for gifts from grandkids
- Blast from the Past: Our youthful slang is no longer passé.
- Money Matters: Data on how the Bank of Mom and Dad is doing?
- After the Minneapolis Killings: Nora Ephron on parenting grown children
© Penelope Lemov and Parenting Grown Children, 2025. Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given.
recent posts
- Sharing Family History: What one generation owes another.
- Gifting and Getting: A wish list for gifts from grandkids
- Blast from the Past: Our youthful slang is no longer passé.
- Money Matters: Data on how the Bank of Mom and Dad is doing?
- After the Minneapolis Killings: Nora Ephron on parenting grown children
© Penelope Lemov and Parenting Grown Children, 2025. Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given.
Category: loans to adult children
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If you’re helping support your grown children, you are far from alone. The reach of the Bank of Mom and Dad continues to grow.
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A financial assist for an adult child can still keep your estate whole for the rest of the heirs.
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Our young adults are afraid to take on student debt, and no wonder: The burden is increasingly awesome–and not in a good way.
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When should the Bank of Dad or Mom shut its doors?
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Parenting never ends, and that’s particularly true when it comes to financial support.
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This little graph explains a lot. Despite the devastation of the recession and the lingering downturn, many of us with grown children are willing and able to lend or gift our kids money–to pay off debt, to get a start in life. Yes, our 401ks suffered in the 2008 debacle; some of our homes are…
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Many of us want to make things easier for our grown children–pave the road for them with a little help here and maybe even a lot of assistance there. That is, if we have the wherewithal to do it. Recently, the New York Times weighed in on the issue, taking as its news cue presidential…
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Will the surveys never stop? Here's another one–this time from Ameriprise Financial–on how generous we baby boomers are toward our grown-up children–and how worried we are about their future financial security and ours. A December 2011 survey of baby boomers with $100,000 or more in investable assets reports that nine out of ten–93 percent–say they…
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Scratch a financial adviser and you get this answer: If you can afford it and you're going to lend money to your adult child, put it in writing. Sign a contract that lets your child know what the repayment schedule is, when you expect to get your money back. That makes it more of an…
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A few days ago I posted a blog on the heavy burden our college students carry in loans. It's hard for me to get my mind around $1 trillion–the amount of outstanding student-loan debt. I found these charts on NPR's Planet Money. They give some perspective on the bubble-like growth of debt college grads are…
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