PenPenWrites
parenting blog, memoir notes, family punchlines & more
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© Penelope Lemov and Parenting Grown Children, 2025. Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given.
recent posts
© Penelope Lemov and Parenting Grown Children, 2025. Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given.
Category: college debt
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Our young adults are afraid to take on student debt, and no wonder: The burden is increasingly awesome–and not in a good way.
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Our generation may be "overinvested in our children." That's the reason financial planner (and consumer advocate), Eleanor Blayney, gives as why some of us have let ourselves slip into debt–despite carefully saving for retirement. There is, of course, the job market problem–an issue for those coming out of college in the past few years. Now…
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Many of us want to make things easier for our grown children–pave the road for them with a little help here and maybe even a lot of assistance there. That is, if we have the wherewithal to do it. Recently, the New York Times weighed in on the issue, taking as its news cue presidential…
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Cathy and Ben had to make a key financial decision: how much of his paycheck was he going to apportion to his 401k. Ben had been unemployed for five months, and now had a new job that would be paying him less–by about 30 percent–than his old job. How much could they put into a…
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Will the surveys never stop? Here's another one–this time from Ameriprise Financial–on how generous we baby boomers are toward our grown-up children–and how worried we are about their future financial security and ours. A December 2011 survey of baby boomers with $100,000 or more in investable assets reports that nine out of ten–93 percent–say they…
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A few days ago I posted a blog on the heavy burden our college students carry in loans. It's hard for me to get my mind around $1 trillion–the amount of outstanding student-loan debt. I found these charts on NPR's Planet Money. They give some perspective on the bubble-like growth of debt college grads are…
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