In a follow up to Vanguard's posting on adult children and debt, the site let's us know what readers think. Some of the more insightful observations of matters financial are these:
BUYER BEWARE: "Some of you admitted to, or alluded to, confusion over the terms of student
loans and the implications of those terms. “Read the fine print” was the phrase
that struck me. (I was looking at a promissory note from Sallie Mae this week,
and it’s not an easy document to get through.)"
CO-SIGNER BEWARE: "Interest deferral—and the eventual addition of
deferred interest to a loan’s principal—was a shock to some of you. One parent
who signed for a loan for her daughter experienced credit-score damage when the
daughter defaulted on the loan for a few months. So, “caution” may be a great
byword for all of us."
BACK TO BASICS: "Another reader got my attention with some advice I remember learning very
early in my career: “Financial prudence comes from managing limited resources.
You cannot learn to prioritize if you do not give up discretionary items for
essentials.”
YOU, THE TEACHER: "A number of students said some well-timed advice on managing money and debt
would have been very helpful. One former student related his college experience
of accumulating $17,000 in student loans as well as credit card debt—and not
having a clue how to pay it off. Many of you pointed out that the responsibility
for teaching our children to handle choices (money and debt included) is ours,
as parents. The bottom line: Everything may be possible—just not all at the same
time."
PenPenWrites 
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