PenPenWrites

Sally is feeling good about how she's handling the helping hand she gives her adult son: She's offered to pay for day care. Her son is in the middle of the struggle years–finished with graduate school but just starting his career; ditto for his wife. Right how, with a one-year-old, costs are suddenly high [day care; bigger apartment] and income not quite what it will be.

Day care is not an inconsiderable expense in the city where her son lives–close to $18,000 a year. Fortunately, Sally can afford it. She's still working and so is her husband and the father of her children. Nonetheless, it's a bite out of their budget, and Sally is proud that she's paying the tab "with no strings attached." That's what she likes about the arrangement: She pays the bill and she doesn't have to concern herself with whether they are doing with the "loan" what you want them to do with it. It's control without actual control.

Or so she thought. One Saturday her daughter-in-law came by with the baby so Sally could babysit while the daughter-in-law ran some errands. No problem. Sally enjoys taking care of the baby. It's her first and he's delightful. When her daughter-in-law got back to the house, she pulled out her shopping bag to show Sally what she'd gotten. A beautiful outfit to wear to a friend's upcoming engagement party. Sally got a glimpse of the price tag and flipped out. It was, she told me later, twice as much as she would ever spend on an outfit. In her mind, here she was shelling out $18,000 a year for day care to help her son's family get through the "struggle" years and here was her daughter-in-law splurging on a high-priced blouse and skirt. Sally resented it.

So the question is whether we can ever cut the string–the tie between gift and spending? Do we have the right to control the money we help our kids with? Andif we do, will they resent it? Will we feel uncomfortable? I come from a family where my widowed mother was generous but there were strong and bounding ties to what I did with her generosity. So personally, I am all for giving the gift and letting it go. Don't look back. Just assume you've helped and move on. But is that reasonable? Should there be guidelines–a blueprint for use; a performance measure of sorts–when we help out our children?